Following the company’s core values, FRAGG uses both equity and debt instruments to target the clients’ financial needs through profitable investment products in a variety of impact sectors, but particularly in:
Inclusive Finance & Related FinTech Services
Including Microfinance/SMEs Banks, Finance Houses, OFIs, Commercial Banks, Payment Solutions, and other Financial Technology Solutions.
Agribusinesses covering the entire agriculture value chain, including but not limited to food production especially small-holder farming, food processing and storage, packaging, distribution (transportation and haulage), and wholesale/retail market (export or domestic).
Healthcare & Related Services
From diagnosis to treatment and core areas of health management and prevention, including but not limited to general and specialised hospitals, primary health care centres, pharmaceuticals, HMOs, and health technology.
Housing projects that increase access to practical and viable housing especially for earners on the lower end of the spectrum. Sustainable and energy efficiency housing projects are of particular interest.
Inclusive education models with projects covering low-fee private education in preparatory, primary, secondary, tertiary, and vocational institutions, education technology (EdTech), educational infrastructure and related services.
Projects covering climate Mitigation, Adaptation and REDD+ (reducing emissions from deforestation and forest degradation). Projects including but not limited to Renewable Energy, Lower Carbon & Efficient Energy Generation, Waste Management & Recycling, Non-Energy GHG Reductions, Sustainable Transportation, Water & Waste Water Systems, and Coastal & Riverine Infrastructure.
– We target investments with a triple bottom line approach –
Achievement of decent return for investors
Realization of decent impact (reduction of inequality and promoting inclusion)
Achievement of measurable environmental impact